Wagyu swaps Monero to Bitcoin with no account and no identity check. Send XMR to a one-time deposit address and receive BTC at any Bitcoin address, on-chain. Wagyu takes no fee on swaps out of Monero: the rate you see is the rate you get, minus the market's movement during execution. Minimum about $25. About 25 minutes.
How the XMR to BTC swap works
- Enter the XMR amount and your Bitcoin address. Any on-chain BTC address works: legacy, SegWit or Taproot. The quote shows the estimated BTC and the estimated time.
- Send XMR to the deposit address. The order gives you a Monero address and an exact amount. Send from your own wallet; there is nothing to connect.
- Monero confirmations, then the Bitcoin send. The XMR deposit needs network confirmations, then the BTC transaction is broadcast and needs its own confirmations before your wallet shows it as final.
- BTC lands in your wallet. The order page shows the Bitcoin transaction id. Wagyu holds nothing once the send is out.
Fees, minimum and time for this route
- Fee: 0% from Wagyu on XMR out. The route provider's cost is inside the rate; on 9 September a 5 XMR swap lost about 0.3% between the USD value in and out.
- Minimum: about $25 of XMR.
- Time: about 25 minutes based on recent completed swaps, with timing depending on Monero confirmations and Bitcoin delivery. The live quote may show a different estimate.
Times are approximate for the default network, from deposit detection to swap completion. Confirmations, order size and your selected network can change the timing. XMR can appear in your wallet before it becomes spendable.
Why swap XMR to BTC on Wagyu
The usual reason to sell Monero for Bitcoin is to pay someone or something that only takes BTC. Doing it through an exchange account means a withdrawal that can be frozen, and a deposit of XMR that some platforms refuse outright. Wagyu never asks for documents, screens before the swap rather than after, and its compliance policy rules out freezing assets without a valid court order or an order from a duly authorised government authority. If a route becomes unavailable, the order switches to a refund state and asks for a Monero refund address; you never open a ticket.
Frequently asked questions
Is there a fee to swap Monero to Bitcoin?
No Wagyu fee on this direction. The provider cost is inside the rate; compare the USD in and out shown in the quote.
How long does XMR to BTC take?
About 25 minutes based on recent completed swaps: Monero confirmations first, then the Bitcoin transaction and its confirmations.
Which Bitcoin address types can I use?
Any on-chain address: starting with 1, 3 or bc1. Not a Lightning invoice.
Is there a minimum?
Yes, about $25 of XMR. The quote tells you if you are below it.
Can Wagyu freeze my Bitcoin?
Wagyu never holds your BTC: it is sent to your address as soon as the swap executes. The compliance policy limits any freeze to a valid legal order, never an internal suspicion.
What if I send the wrong amount?
Send the exact amount shown in the order. If the deposit differs or a route is unavailable, the order moves to a refund state and asks you for a refund address.